credit card in uae

Credit Cards for non listed companies in Dubai

At Moneymall.info we take a look at the finance companies in UAE which offer credit cards to employees working for non listed companies

Deem Finance llc

Card type: Deem Platinum Credit Card.
About Deem Finance llc :

Dunia finance is a Finance company providing financial services to the retail and corporate customers.Mainly focusing on the retail clients that can’t easily access mainstream banks products because of their profiles and eligibility issues

They provide both loans without salary transfer in Dubai and Abudhabi and Free for life credit cards to employed expatriates working with listed and non listed companies. The minimum salary requirement is AED 5000 or AED 4000 in addition of any other monetised employee allowances like uniform, annual air ticket, accommodation and incentives all totalling to AED5000.  

 As per Dunia Finance website https://www.dunia.ae/dunia-platinum-credit-card their credit cards are Free for life and give you a 2% unlimited cash back for every AED 100 spent and also earn 1.5 dunia reward points. You can exchange your reward points for a voucher at a wide selection of leading retailers. Read more. You are also pay your credit card in Dubai and in abudhabi at selected exchange houses. 

More benefits with dunia finance card 

  •      Complimentary access for the cardholder to over 25 airport lounges across destinations including, UAE, KSA, Jordan, Kuwait, Egypt, USA, UK, Thailand, Turkey, Singapore, and more. Click Here for the list of airport lounges.
  •      Enjoy discounts on your next car rental from Avis across Europe, Middle East, Africa, Asia, USA and Canada. Click Here to get more details on this offer3Click Here to read more about additional MasterCard benefits
  •      Comprehensive dunia Travel Advantage Services offering up to 5% airline discounts, airport drop-off and pick-up services (with a minimum spend of AED 5,000 per travel booking), and special travel packages
  •      Convenience of making utility bill payments, including AADC, ADWEA, DEWA, du, Etisalat and SEWA by calling the 24-hour dunia Contact Center or paying online.
  •      Up to 4 free supplementary cards for your family members
  •      Protect yourself and your family against unforeseen circumstances with dunia Credit Shield. Plus. Learn more
  •      Protect yourself and your family against fraudulent charges and enjoy purchase protection with complimentary insurance offered by MasterCard. Learn More .

 Credit card requirements:

  •  Recent pay slips/income documents.
  • Copy of passport with residen
  •  Copy of Emirates ID
  • Past 3 months bank statemen
  • Copy of credit card with recent credit card statement
  • Proof of residence

OUR REVIEW: 

  • This card is very good for customers looking to apply for their first card. 
  • Dunia Finance has very relaxed eligibility criteria and therefore making it easy for almost everyone to apply for this card if they have the minimum salary requirement.
  •        The card is life time free and therefore no annual fees will be charged on the card. This is a good point which customers should have to consider before applying for any credit card. 
  •     The card gives free access to customers to access free airport lounges for over 25 countries.
  •      You can apply for this card easily with very simple documents required.  

 APPLY THROUGH MONEYMALL.INFO AND RECEIVE A CALL BACK IN 5 MINS FROM DUNIA FINANCE TRUSTED RELATIONSHIP AGENT WHO WILL HELP YOU APPLY FOR THIS CREDIT CARD.   

 2. Finance company: Finance House pjsc  
     Card type: Platinum Credit Card.
       About Finance House PJSC:

Finance House was established as one of UAE’s first “independent” finance companies. Commenced operations in July 2004 and principal activities consist of investments, consumer and commercial financing.
They have a full retail department providing retail products like credit cards in Dubai and abudhabi and personal loan without salary transfers in Dubai and abudhabi and pay day finance. Finance house offers its products to employed expatriates working with listed and non listed companies.
The minimum salary requirement is AED5000 or AED4000 in addition company provided accommodation. 

Overview of the finance house credit cards
GOLD CARD:
Packed with an array of carefully selected features and benefits, Finance House Gold Credit Card is designed to meet all your needs, while providing you with a highly secure, convenient and flexible way to make all your payments.

Highlights

·         Free for life Credit Card

·         Exceptional deals and discounts through Value House

·         Free supplementary cards

·         Balance Transfer & Easy Cash at amazingly low preferential interest rate starting 0.69% per month with ZERO Processing Fee

  • Transfer your balance from any other credit card to your Finance House Master card Gold Credit Card with preferential rate starting from as low as 0.69% per month
  • Avail up to 90% of credit limit as cash, and repay over a period of 36 months with our Easy Cash program
  • Convert any purchase above AED 1,000, into Easy Payment Plan
  • Avail up to 4 supplementary cards , and provide your loved ones with the much needed financial freedom while being able to keep track of all the spends.

 PLATINUM CARD

 Packed with an array of carefully selected features and benefits, Finance House Platinum Credit Card is designed to meet all your needs, while providing you with a highly secure, convenient and flexible way to make all your payments.

 Highlights

  • Free for life Credit Card
  •  Exceptional deals and discounts through Value House
  •  Free supplementary credit cards
  • Balance Transfer & Easy Cash at amazingly low preferential interest rate starting 0.69% per month with ZERO Processing
  • Transfer your balance from any other credit card to your Finance House Master card Platinum Credit Card with preferential rate starting from as low as 0.69% per month
  • Avail up to 90% of credit limit as cash, and repay over a period of 36 months with our Easy Cash program
  • Convert any purchase above AED 1,000, into Easy Payment Plan
  • Avail up to 4 supplementary cards , and provide your loved ones with the much needed financial freedom while being able to keep track of all the spends.

 Credit card Requirements:

You are eligible for Finance House Master Card Platinum Credit Card if your salary is AED 5,000 per month or higher.

  •  Signed application form
  • Copy of valid Emirates ID
  •   Copy of valid Passport
  • Valid residence visa (for non-GCC national customers only
  •   Signed security cheque

  OUR REVIEW: 

  •  This card is very good for customers looking to apply for their first card and second card.  
  •  Finance House has very relaxed eligibility criteria and therefore making it easy for almost everyone to apply for this card if they have the minimum salary requirement.
  •  The card is life time free and therefore no annual fees will be charged on the card. This is a good point which customers should have to consider before applying for any credit card. 
  •   The card gives free access to customers to access free airport lounges at selected airports.
  • You can apply for this card easily with very simple documents required.
  • Finance House card is one of the cheapest cards in Dubai and entire uae with very low competitive interest rates.
  • The card offers so many values at valuehouse.ae. Check it please. 

 APPLY THROUGH MONEYMALL.INFO AND RECEIVE A CALL BACK IN 5 MINS FROM FINANCE HOUSE TRUSTED RELATIONSHIP AGENT WHO WILL HELP YOU APPLY FOR THIS CREDIT CARD.