Emirates Islamic Cashback Card​

emirates-islamic-cashback
  • Interest Rate
  • Balance Transfer
  • Cash Back
  • Annual Fee
  • 3.35
  • Yes
  • Yes
  • AED 350
  • Min Salary
  • FX Rate
  • AED 5000
  • 2.34%

Main Benefits:

  • There is no minimum spend criteria
  • 10% cashback on etisalat & du spends
  • 5% cashback on eletronics store purchases, 1% cashback on all other spends
  • Easy Payment Plans
  • Balance Transfer Facility
  • Free supplementary Cards

Features

  • You require a minimum salary of AED 5,000 per month to be eligible for this card.
  • There is a repayment period of 55 days and the minimum payment of each month is 5% of the outstanding amount.
  • This is an Islamic card
  • The foreign currency rate applicable on overseas transactions is 2.34%. This fee is charged in addition to the standard processing fee (approximately 1.15%) charged by MasterCard International or Visa International and is applicable to transactions performed outside UAE.
  • This card is free for life based on an annual spend of AED 5000 per year. If this spend requirement is not met, an annual fee of AED 350 per year will apply.
  • 10% Guaranteed Cashback on telecom expenses, and 5% guaranteed Cashback on electronic purchases, and 1% guaranteed Cashback on all local and international transactions
  • Balance transfer facility is available at 0% for 6 months with 2% processing fee. There is a 5% minimum payment required every month.
  • Get 10% cashback on Etisalat and du spends of upto AED 1,000. Get 5% Cashback on electronics and 1% cashback on all other spends

Documents required

  • Three Months bank statement  
  •  Valid original Emirates Id
  • Valid original Passport with a valid visa stamp
  • original valid salary certificate 

Note:

  • Approval of your card application is subject to meeting EIB’s credit policy and eligibility criteria and is at the sole discretion of Emirates Islamic Bank. 
  • Click here to view full details about the product. 

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